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Keshav Sharma

Passionate Full Stack Developer with an unwavering enthusiasm for technology and a relentless drive for continuous learning. Committed to pushing boundaries, I thrive in dynamic environments where I c

Location india Joined Joined on  Personal website https://settlematic.com
Non-custodial crypto invoicing means the vendor cannot spend the payment

Non-custodial crypto invoicing means the vendor cannot spend the payment

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1 min read

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VAT/GST on crypto invoices is still VAT/GST

VAT/GST on crypto invoices is still VAT/GST

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1 min read
Do you pay tax on crypto invoice payments? Ask a CPA, keep the hashes

Do you pay tax on crypto invoice payments? Ask a CPA, keep the hashes

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1 min read
Crypto invoice templates: if the template has one address, delete it

Crypto invoice templates: if the template has one address, delete it

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International crypto billing: lock the FX, name the chain, stop improvising

International crypto billing: lock the FX, name the chain, stop improvising

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Early-pay discounts on crypto invoices are clock math, not escrow

Early-pay discounts on crypto invoices are clock math, not escrow

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Is crypto invoicing safe? Safer than a shared hot wallet. Not safer than a key policy

Is crypto invoicing safe? Safer than a shared hot wallet. Not safer than a key policy

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Reporting crypto invoice income: keep the quote and the tx, then call a CPA

Reporting crypto invoice income: keep the quote and the tx, then call a CPA

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Month-end crypto close: paid report vs chain, not vs Slack

Month-end crypto close: paid report vs chain, not vs Slack

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Recurring crypto invoices are a scheduler on unique addresses, not a balance

Recurring crypto invoices are a scheduler on unique addresses, not a balance

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Partial crypto payments: make the state machine explicit

Partial crypto payments: make the state machine explicit

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Request Finance alternatives: start from custody, not from the logo

Request Finance alternatives: start from custody, not from the logo

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Tokenized invoices are a protocol. You probably wanted a receivable

Tokenized invoices are a protocol. You probably wanted a receivable

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BTCPay vs hosted invoicing: self-host is a staffing decision

BTCPay vs hosted invoicing: self-host is a staffing decision

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US and EU clients can pay in crypto. Your invoice still has to look like AP

US and EU clients can pay in crypto. Your invoice still has to look like AP

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Web3 agencies: your clients can smell a custodial invoice

Web3 agencies: your clients can smell a custodial invoice

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What is actually different: we never hold the payment

What is actually different: we never hold the payment

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Branded crypto invoices: the PDF is a view, the address is the product

Branded crypto invoices: the PDF is a view, the address is the product

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Recovering a wrong-chain invoice payment is operations, not a magic button

Recovering a wrong-chain invoice payment is operations, not a magic button

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Wrong-chain payment: treat it as a new incident, not as paid

Wrong-chain payment: treat it as a new incident, not as paid

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Remote teams: crypto invoices fail at handoff, not at cryptography

Remote teams: crypto invoices fail at handoff, not at cryptography

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Accountants do not need a wallet. They need a trail

Accountants do not need a wallet. They need a trail

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QuickBooks does not speak tx hashes. Your export has to

QuickBooks does not speak tx hashes. Your export has to

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invoice.paid is useless if anyone can POST it

invoice.paid is useless if anyone can POST it

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Detecting invoice payments: watch the address, do not parse memos

Detecting invoice payments: watch the address, do not parse memos

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Multi-chain stablecoins: enable fewer chains than your homepage wants

Multi-chain stablecoins: enable fewer chains than your homepage wants

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Solana invoices: native SOL is live; do not assume USDC-on-Solana

Solana invoices: native SOL is live; do not assume USDC-on-Solana

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Billing in BTC: quote fiat, derive a BIP-84 address, stop recycling bech32

Billing in BTC: quote fiat, derive a BIP-84 address, stop recycling bech32

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SaaS crypto invoicing: usage meters still need an address per invoice

SaaS crypto invoicing: usage meters still need an address per invoice

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Agencies billing in crypto need uniqueness more than they need a brand color

Agencies billing in crypto need uniqueness more than they need a brand color

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Freelancers: stop putting your hot wallet on the invoice

Freelancers: stop putting your hot wallet on the invoice

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USDC invoicing for B2B is a rate-lock problem wearing a stablecoin costume

USDC invoicing for B2B is a rate-lock problem wearing a stablecoin costume

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Crypto invoicing platforms in 2026: a scorecard, not a ranking

Crypto invoicing platforms in 2026: a scorecard, not a ranking

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Non-custodial crypto payment platforms in 2026: ignore the trophy icons

Non-custodial crypto payment platforms in 2026: ignore the trophy icons

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How to evaluate a crypto payment gateway without the landing-page fog

How to evaluate a crypto payment gateway without the landing-page fog

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A sweep is not settlement. It is the vendor taking the money first

A sweep is not settlement. It is the vendor taking the money first

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Crypto payment processors vs invoicing: custody is the same split, different buyer

Crypto payment processors vs invoicing: custody is the same split, different buyer

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2 min read
Custodial vs non-custodial crypto invoicing is a key question, not a slogan

Custodial vs non-custodial crypto invoicing is a key question, not a slogan

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A crypto invoice is not a PDF with a wallet pasted in

A crypto invoice is not a PDF with a wallet pasted in

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2 min read
Invoice in USD. Get paid in USDC. Stop quoting ETH.

Invoice in USD. Get paid in USDC. Stop quoting ETH.

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MCP vs dashboard: same invoices, different operator

MCP vs dashboard: same invoices, different operator

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Crypto billing webhooks: sign them or don't bother

Crypto billing webhooks: sign them or don't bother

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Invoice-scoped addresses: BIP-84 and CREATE2, not a temp wallet

Invoice-scoped addresses: BIP-84 and CREATE2, not a temp wallet

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Temp wallet plus a sweep is still custody

Temp wallet plus a sweep is still custody

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Stellar360: The Ultimate Stellar Wallet, Exchange, Payment Gateway, and Faucet with Integrated Staking

Stellar360: The Ultimate Stellar Wallet, Exchange, Payment Gateway, and Faucet with Integrated Staking

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5 min read
Stellar360: The Ultimate Stellar Wallet, Exchange, Payment Gateway, and Faucet with Integrated Staking

Stellar360: The Ultimate Stellar Wallet, Exchange, Payment Gateway, and Faucet with Integrated Staking

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